A 501(C)3 Nonprofit that enables individuals and families to obtain and sustain safe, decent, and affordable housing. Astonishingly, 40%p of our local workforce cannot afford safe and decent housing, defined as being forced to spend more than a third of their income on housing. Even successful renters earning "moderate incomes" find themselves challenged to buy a home given barriers to saving appropriately for a down payment. Helping to solve these problems is the driving force behind our Homeless to Housing, Homeownership, and Financial Literacy programs.