Emma McCann's Contact Details

Emma McCann's Company Details

The Home Loan Guy

Sydney, New South Wales, Australia • 3 Employees
Financial Services

If you have more than one loan, you have a Debt Portfolio and chances are it's costing you MONEY.As a Dept Planner I work with your entire Debt Portfolio and show you how to use your debt correctly and effectively to achieve the outcomes you want. I work for you not the lender.Unfortunately, the overwhelming majority of borrowers have two big problems; first, they take a "set and forget" approach to their home loan and their borrowings in general. For example, if you took out your current home loan 3 years ago, with all the interest rate changes in that time you are most likely paying at least 0.5% more than you need to – that's over $2,400 in additional interest every year. (Based on an average mortgage of $500,000)The other problem is most people treat their loans as individual items rather than as part of a bigger portfolio. You've heard of an investment portfolio, right? But I bet you've never heard of a debt portfolio? Which one of these do you think is more important to manage correctly, and here's a hint, which one costs you money, the debt portfolio right? Well, I show my clients how to use their debt correctly and effectively to achieve the outcomes they want. For instance, if you want to maximise your borrowing capacity so you can buy a new home, I will show you how to do that. If you want to reduce your monthly loan repayments, then I can show you how to do that, if you want to pay your loans off in the fastest possible time, I will show you how to do that. If you'd like to regain complete control of your Debt Portfolio, I would love to help. Spend just 15 minutes on the phone with me and I will conduct a Mortgage Makeover where you will find out exactly how much you could be saving right now on your debt portfolio.Just shoot me an email on david@thehomeloanguy.com.au and we can set up a time, or give me a buzz on 0412 218 568.David Johnson is a credit representative (CRN 399 318) of BLSSA Pty Ltd (Australian Credit Licence No. 391 237)