CIC Mortgage Credit has been a leader in credit reporting since 1921. In addition to single bureau infiles, dual merged credit reports, and trimerge credit reports, we also offer a multitude of credit related services including: rapid rescoring, tax return verifications, Fannie Mae and Freddie Mac credit reports, credit score improvement tools, mortgage fraud and identity theft protection, flood zone certifications, and AVM products. Let CIC Credit show you how to close more loans with our Tri-Merge Credit Reports with CreditXpert. CIC has integrated the CreditXpert Solution Suite to enable you to capture every o pportunity and maximize your applicants' score improvement potential. We pride ourselves in being your one stop source for all of your credit, pre-employment screening, and tenant screening needs.