Fiduciary Intermediary Ltd. - FILCO was formed in 1989 and is managed by its controlling shareholders, William J. Pappas and Philip A. Fina.We are a major force in the Group Benefits business, providing the finest products and services to our brokers and their clients. We combine traditional business practices with today's technology. Our staff strives to maintain personal connections with our clients while providing the highest level of service. We take pride in what we do and how we do it. We are committed to our goals of service, sincerity, and prosperity.