Plum is your money’s best friend and the original personal savings assistant. It analyses your incomings and outgoings and automatically sets small safe amounts of money aside for you. You can also get insights on your spending, invest* for a real return and make sure you are getting the best deals on things like energy bills. So how does Plum work: (1) Link your current account: Plum will analyse your account so it can learn about your income, expenses and spending patterns. Your data is safe with us – we employ bank-grade security and work with all UK financial institutions. (2) Plum sets money aside for you: Plum monitors your current account and every few days moves some money, if you can afford to, to your Plum savings. You can access that money instantly at any time, so you don't have to worry about unexpected expenses. (3) Chat with your savings: Plum notifies you about your balance, gives you super-fast access to your savings and offers tips on how to save more. All over SMS, so no more apps to download! You can find out more at https://withplum.com/ *Capital invested is at risk and not FSCS protected