M Kudi Nigeria Limited was established in 2009 for the exclusive purpose of providing Mobile Money Transfer Services to the Nigerian Public. M Kudi allows both unbanked and banked personnel to send money via their mobile device across Nigeria. This channel enables end users to transact electronic Person to Person payments, payment for goods and services, and airtime purchase. The M Kudi application is live and can work on any mobile device. End users will have the option to utilize the service across multiple channels that include SMS, USSD or the Internet. Clients that have Java Enabled handsets have the ability to download the M Kudi application directly onto their handset. Since going live, Mkudi has been building its partner network to include banks, telecommunication operators and a robust, trustworthy Agent Network.