Personal Finance Center is the leading independent locally owned finance company on Guam. Its history dates back to 1976 when the business was created from a three-man team operating under the name of Pacific Financial Corporation.We remain committed to deliver the same high quality financial services that the people of Guam have come to expect. Personal Finance Center continues to provide quality, flexible financing to consumers and small businesses on Guam offering financing at affordable rates, and our investment options on Money Certificates provide above average rates of return.