Free POS Systems-Credit Card Terminals W/No Contract Merchant Accounts. Here at Top Choice Payments we are proud to offer the Groovv product line to your business at no cost to you. Groovv includes a complete line of products to help merchants accept payments, manage their operations and grow their business. Our EMV-compliant and NFC-enabled solutions accept all the ways to get paid. With marketing and tablet POS options, merchants can expand their sales and optimize their operations no matter their current size or industry. With our FREE credit card processing equipment, no contracts and next day funding you cant go wrong!