Jerry Kirby's Contact Details

Jerry Kirby's Company Details

Financial strategies we would consider recommending for business owners, non-profits, executives, professionals, and high income and high net worth individuals and couples:Non-Qualified Executive Benefit Plans - Learn how to attract, incentivize, and retain top talent using Controlled Executive Bonus, Split Dollar and Salary Continuation Plans. Supplemental Retirement Plans - Use after-tax dollars to tax-efficiently supplement a retirement plan for those executives who are maxing out on their qualified plan contributions. Cash Flow Modeling - Evaluate the value of any major investment or spending decision being considered as to its impact on long-term cash flow, net worth, wealth to heirs and wealth to charity using changeable assumptions* and "what if" scenarios. *Ex. - Priority order of accessing liquid assets for retirement, Lifestyle expenses, Life expectancy, Retirement date, Social Security acceptance date, Inflation factor, Income tax rates, Estate tax rate and lifetime exemption amount, Projected rates of return on investments, Investment management fees, Potential long-term care expenses, IRA conversion to a Roth, Selling a business etc. Premium Financing - Use leverage( other people's money (OPM)) to significantly increase the death benefit and cash accumulation amounts for a life insurance policy. (Could be pre-tax for C-corps and Non-Profits.)Qualified Leverage Strategy - Convert 401k or IRA assets into more tax-efficient programs, thereby dramatically increasing spendable retirement income and/or wealth to heirs or charity.Wealth Replacement Trust - Contribute much more to charity either while alive or at death without sacrificing wealth to heirs.Tactical Investing - Focus on the most attractive areas of long term secular growth and quickly rotate from offense to partial or total cash positions.