Joe Sadik's Colleagues at BeneRe LLC
Joe Sadik's Contact Details
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West Chester, Pennsylvania
BeneRe LLC
Joe Sadik's Company Details
BENERē makes insurance about your employees, not the insurance industry. By leveraging a group captive insurance model to exclusively reinsure Accident, Critical Illness, and Hospital Indemnity for large employer groups (>1,500 employees), we provide transparency, efficiency, and a better value for employees. The program transparently discloses all financial information to participating members and returns all underwriting profits back to the Health and Welfare Fund of the employer for further benefits reinvestment. BENERē will not move forward unless we can improve coverage and pricing for all employees.Employees receive a fully insured voluntary program through an A-rated insurance carrier. The issuance of policies, handling of customer service, and adjudication of claims are all handled by one of the most respected insurance companies in America while BENERē reinsures 100% of the risk. In essence, the employees get a better plan at a better price with no downside risk.BENERē provides quarterly reporting to show where every dollar goes and to whom. For you and your employees, that means total financial transparency, enhanced coverage protection, lower costs, and the ability to receive all the excess premiums not paid out in employee claims.Take the time to learn more about the voluntary benefits model that is disrupting the insurance industry in a positive way. Our premiums and distributions calculator will help you see what your savings and dividends could look like. Contact us today to discuss how the program is performing for other companies and how we can significantly improve your employees' return on insurance spend.