WAAVE Technologies, Inc. is a FinTech company providing an array of services addressing retail payments for payments-constrained verticals as well as utility tokens for a variety of consumer-facing use cases. Waave Payments operates as a payments industry facilitator -- much like PayPal -- enabling card networks to enter emerging payments verticals as the regulatory and compliance landscape is evolving. As such, we provide branded consumer wallets and branded retail and e-tail checkout technology in a closed-loop system, underpinned by safe and secure stablecoin tech. And our solution comes complete with advanced loyalty and marketing programs. Our utility tokens business is in stealth mode.