Joseph Gaviola's Colleagues at National Student Debt Forgiveness Center
Joseph Gaviola's Contact Details
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New York City Metropolitan Area
National Student Debt Forgiveness Center
Joseph Gaviola's Company Details
For Recent Grads and Borrowers in Good StandingComprehensive and personalized analysis of student loan portfolio to determine eligibility for consolidation, income-sensitive repayment, loan cancellation, and loan forgivenessAssistance in the completion of forms and applications for consolidation and repayment plan selectionOn-call availability for troubleshooting bureaucratic problems related to federal loan servicingFor Borrowers Falling Behind on PaymentsComprehensive and personalized analysis of student loan portfolio to determine options for reducing monthly payments under federal lawAdvice for repayment management and loan prioritizationAssistance in the completion of forms and applications for consolidation, deferment, and forbearanceDirect representation for communications with lenders or servicersNegotiations for modification of terms for private student loansFor Borrowers in Default or CollectionsDetailed, personalized analysis of legal options for bringing loans out of default, with recommendations for a strategy moving forwardDirect representation in communications with collections agencies so you no longer have to deal with themProtection from harassing, abusive and unfair conduct by debt collectorsSettlement negotiationsCredit report clean-upRepayment plan negotiationsPrevention or elimination of wage garnishment ordersPrevention or elimination of tax refund interceptsAnalysis of loan cancellation options and assistance with the cancellation/discharge process