Grand River Capital LLC. Cash Flow Management and income planning are two of retirees most challenging issues. We utilize a team approach in analyzing and planning a client's investment portfolio, cash flow, income taxes and distribution plan. Risk management is much more than managing market expectations of our clients. Our Recommendations are based solely on your specific income needs, lifestyle and goals. OUR CLIENTS share in the realization that by coordinating and managing today's financial decisions they can achieve their goals. Our clients usually have no desire to manage their financial affairs on a daily basis, want to simplify their lives, and are willing to enter into a long-term relationship that is mutually beneficial.