Záložna CREDITAS, spořitelní družstvo (hereinafter referred to as „Credit union"), has been in operation on the financial market since 1996. From a company with regional operations, it transformed into the financial institution with nationwide operations. Credit union is a stable company with a branch network throughout the whole Czech Republic with a complete portfolio of products for both individuals and legal entities, including current accounts administration, advantageous savings, loan products, free internet banking and MasterCard payment cards. For our members, we also offer foreign payment services, the purchase and sale of foreign currencies and, at some branches, we also offer exchange services of selected currencies. Currency conversions for advantageous and individually negotiated exchange rates with immediate realisation of spot currency is also one of our desired products.Credit union is a financial company with a cooperative legal form, established according to Act no. 87/1995 Coll., on credit unions. Credit union does not have any organisational branch abroad.