Katherine Dempsey's Contact Details

Katherine Dempsey's Company Details

Source One Financial

Modesto, California, United States • 11 - 50 Employees
Financial Services

Source One Financial is a professional mortgage planning firm. We guide you through the mortgage process to help you achieve your goals while eliminating unnecessary worry and stress. Our team, has created a program that employs unique strategies to streamline the mortgage process, integrates the loan with your existing personal and financial goals and plans, and effectively manages the loan over its life span to ensure that it adapts to your changing needs. We developed this process working with our clients to help them understand their current situation, both strengths and weaknesses, and create a powerful vision for the future. We will then, look at the roadblocks standing in their way, develop strategies to overcome them, and review all of the tools to help them achieve their goals. Our program will save you time and money and provide greater peace of mind while helping you to realize your objectives. Things to consider when planning a mortgage include:• Choosing the mortgage that best suits your needs• Awareness of different tax implications for different mortgages• Impact of your credit rating in relation to the rate you will pay• What home price range you qualify for • Closing costs and ways to minimize the costs• The variety of different cash to close options• An understanding of the risks involved in the loan process• A designed contingency plan in case something does not work out• Someone you trust who can give sound advice.Our team understands you deserve the best, and will do what it takes to deliver the finest level of assistance available. Our teams sole function is to make the process as smooth, worry-free and enjoyable as possible for you. To earn not only your business, but also your referrals.We will get you Pre-Approved and provide you with a priority home buyer letter within 24 hours of making application. We will also discuss all your loan options, finance planning and current interest rates that are available for each program. We are known as the VA Specialists in addition to being experts in USDA Loans (100% financing), FHA (3.5% down), 1st Time Home buyers (3% Down), Conventional (5, 10, 15 & 20% down) and Jumbos.