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At BAM Advisory Group we are committed to maintaining the highest standards of integrity and professionalism in our relationships with you, our client. We work to provide expertise and guidance to our clients in the areas of Investment Advisory Services, Retirement Planning, College Planning, Life Insurance, Mortgage Protection, Final Expense Insurance and Long-Term Care. Preparing individuals and businesses for their financial futures is our passion. We want you to move forward in life with confidence and enjoy every single moment of it.This information is designed to provide a general overview with regard to the subject matter covered and is not state specific. The authors, publisher and host are not providing legal, accounting or specific advice for your situation.This material has been provided by a licensed insurance professional for informational and educational purposes only and is not endorsed or affiliated with the Social Security Administration or any government agency. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice. This material is not intended to be legal or tax advice. The insurance professional can provide information, but not advice related to social security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. The insurance professional may be able to identify potential retirement income gaps and may introduce insurance products, such as an annuity, as a potential solution. Social Security benefit payout rates can and will change at the sole discretion of the Social Security Administration. For more information, please consult a local Social Security Administration office, or visit www.ssa.gov.Securities and Advisory Services Offered Through Client One Securities, LLCMember FINRA/SIPC and an Investment Advisor.BAM Advisory Group and Client One Securities, LLC are not affiliated