US Mortgages provides customized residential mortgages for purchasing or refinancing homes. We offer creative, personalized mortgage products and services with industry fast turn around times. We Offer: Both FNMA & FHLMC specialty HARP loans. 90% LTV with NO monthly mortgage insurance Can go from application to close in 2-4 weeks Up to 10 financed properties & fix/flip - OK 95% LTV down to 580 credit score 560 Scores OK case by case True specialists in both Purchase and Refinance Almost 25% of our loans CLOSED loans come from other lenders and current servicers denials.