Since 1994, Tom has been focused on helping individuals and families pursue financial independence and confidence through education, planning and investment management. He concentrates on creating individual plans that address the unique situations for each client in all stages of their retirement planning. He is a Certified Financial Planner™ professional and Chartered Retirement Planning Counselor Counselor (CRPC®)*. Also, Tom is an instructor for the Maryland State pre-retirement program and has published financial planning articles in the Senior Digest and the Baltimore Business Journal. *Chartered Retirement Planning Counselor (CRPC®) conferred by College of Financial Planning.Securities and advisory services offered through LPL Financial, a Registered Investment Advisor. Member SIPC (sipc.org).The financial professionals associated with Retirement & Investment Group may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.Third party posts found on this profile do not reflect the views of LPL Financial and have not been reviewed by LPL Financial as to accuracy or completeness.