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ABA Banking Journal Mission StatementABA Banking Journal-the flagship monthly magazine of the American Bankers Association-exists to help managers and executives at commercial and savings banking institutions succeed in the competitive financial services market. We do that by identifying and exploring relevant business and societal trends, and by helping bankers cope with the many legislative/regulatory issues they face. Bankers, like everyone else, have countless sources of information bombarding them daily. Our goal, as a monthly publication, is to use the skill, resourcefulness, and knowledge of our experienced staff to discern important threads running through the deluge of data. Using our knowledge of banking, we weave these threads into coherent articles and reports that offer not just facts, but perspective and context