Canopy provides innovative technology solutions to the increasing costs of corporate health benefits and the growing problem of the uninsured. Canopy's products are giving rise to healthcare banking, a new category of financial services that squarely puts the consumer at the center of the healthcare transaction. Canopy has enabled the banking and health insurance industries to be better integrated, providing for the first time a stellar consumer experience for managing the financial aspects of healthcare. Canopy's products incorporate plan design, expense tracking, integrated investment trading, online bill payment, ACH processing, card management systems, account management, customer service interfaces, and plan advisory capabilities – all specifically for healthcare.