Wax’d facilitates transactions between customers and merchants using the customers mobile phone as the payment device. The Wax’d user can directly link their bank account or load a wallet to enable payments. Using their mobile devices, Wax’d users can scan a QR code to trigger a transaction with a merchant. This includes scanning an advert on tv, a till point, on a table, or directly from a restaurant table. Wax’d aims to become the fastest, safest, cheapest and most convenient payment method in the world.Wax'd has a payment method that bypasses the traditional payment processors, to reduce transactional cost considerably. Wax'd payment methods are currently the most cost effective way to make mobile payments.