Transaction Capital Risk Services is a division of Transaction Capital Limited, a JSE listed non-deposit taking financial services group.We operate as an autonomous, decentralised division focused predominantly on the consumer credit lifecycle as well as commercial solutions for SMEs.Transaction Capital Risk Services provides a comprehensive range of structured credit risk management, debtor management, data management, collections, customer engagement, call centre and capital solutions to South Africa's largest credit providers.Under Transaction Capital Risk Services are key divisions that contribute to the efficiency and effectiveness of the South African credit system, and provide custom solutions: Transaction Capital Recoveries provides a range of customer management and collections solutions to South Africa's largest credit providers.Transaction Capital Business Solutions provides working capital finance and commercial receivables management solutions to SMEs.Transaction Capital Payment Solutions provides payment processing services through electronic funds transfer and related products to corporate clients.Transaction Capital Credit Health empowers South African consumers with managing their personal credit information.