Credycare provides an innovative personal budgeting & financial review service. The service is designed to assist consumers negotiate with their creditors and put in place a repayment plan that is fair and equitable, both to the consumer and creditor.Credycare provides a range of services, including:1.Personal Income & Expenditure Review2.Creditor Negotiation3.Account Management4.Payment Disbursal5.Online Moneycoaching6.Personal Budgeting