BMAC is a collaborative Accounting, Inventory, Hr-Payroll software for SMEs. BMAC has a simple and friendly notebook feature that helps SMEs with little or no accounting knowledge record and tracks their daily transactions online. In it, is a dashboard that automatically tells how a business is performing on a periodic basis. BMAC encourages virtual collaboration between CEOs, employees, accountants, and finance providers. This promises higher productivity, better relationship with finance providers and employees.