Everyone needs to do some serious planning to achieve a worry free retirement. But first we need to know what the pitfalls are--those things we need to avoid. I can help, on my website you can get the book "Secrets of a Worry Free Retirement". After reading the book, schedule a 'Retirement Review' where we can: 1. Chat about what you really want your retirement years to look like. 2. What you have done so far. 3. Decide what changes need to take place.