Mark H. Smith, Inc. is a 30+ year old credit union-exclusive consulting firm whose specialty is to provide asset and liability management expertise with Interest Rate Risk and Liquidity Risk Solutions for credit unions. In today's financial environment, mastering your credit union's Interest Rate Risk helps you manage a sound and healthy balance sheet. Our time-tested Interest Rate Risk model and experience can greatly help credit unions in this time consuming, difficult but important task. Our training and support to our clients sets us apart from other ALM vendors. Some of these services include quarterly report reviews, board and ALCO training, GoToMeeting Training, comprehensive phone support, regulator support, policy review, and more. We include these service at no extra charge. We welcome the opportunity to show you how we can help your credit union.