S&B Financial Services offers a wide range of investment and insurance services. Whether your investment needs are personal or business related, they can provide you with the extensive service you need. S&B provides financial planning (retirement, income, saving for college) and advisory services as well as life insurance, mutual funds, stocks & bonds, unit investment trusts, long term care insurance, and annuities.Advisory services may only be offered by investment adviser representatives.Securities and insurance products are offered through Cetera Investment Services LLC, member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with Saco & Biddeford Savings Institution where investment services are offered. Investments are, not insured by the FDIC or any other Federal Government Agency, not a deposit or other obligation of, or guaranteed by the bank subject to investment risk, including possible loss of the principal amount invested. View Cetera Investment Services privacy policy and other important information.Financial Professionals are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.Cetera Investment Services LLC registered branch office: 252 Main Street, Saco, ME 04072