Cybrswype is a next-gen payment platform for the next decade. We offer a full merchant services, and money transfer stack built on top of analytics and risk measurement that requires no hardware or app.Through the use of web portals and Qr codes, anyone anywhere can pay or get paid so long as they're connected to the internet or have cell service. It requires no new hardware, it has the most competitive industry rates, and offers an easy and ultra secure way for a customer to pay with their mobile device. There is no app for customers and they can enroll into the network at the point of sale when offered the product for the first time. Signing up and then completing the transaction in this capture process takes less than 5 minutes.Merchants enjoy a web platform that needs nothing more than a phone, tablet, or computer to operate and can accept payments without contact. You can offer cash discounts to pass savings to customers and we have referral models designed to scale the merchant base extremely quickly.For Merchants, Cybrswype reduces fees, offers a truly open ended payment platform, and requires no new hardware to get started. Turn around to get enrolled is typically the same or next day, and it can be offered supplementally to card products which we can provide through our merchant service partners.For Users, Cybrswype offers unique loyalty rewards that are not seen by debit style payments, it has more security than traditional card payments, and no app to get started.