EmployerAdvocates is a full-service employee benefits, risk management and HR consulting firm with a strong emphasis in innovative, custom, actively-managed strategies. We specialize in making the complex manageable and creating solutions that yield measurable, substantial ROI for employers. Our full-scale consulting model brings the integrated expertise of a powerful team of experts from multiple disciplines that bring depth and breadth to the employer. Our team includes benefit consultants, actuaries, underwriters, financial advisors, HR specialists, attorneys, physicians, pharmacists and managed care specialists -- all collaborating around the same table to support our clients. This integrated team of experts delivers proactive thought leadership and keeps employers on the cutting edge of innovative solutions. Concierge service team consultants from a broad range of HR and benefits backgrounds serve as the central source of project management and collaboration among all the various specialists on our team. The team at EmployerAdvocates serves numerous industries across a broad scope of for-profit and non-profit industry sectors. Healthcare has been a prominent sector for the EmployerAdvocates consulting team for many years. Recent developments have allowed EmployerAdvocates to combine resources and take its healthcare provider portfolio from approximately $200 million in premium volume to a healthcare portfolio of approximately $960 million in hospital premium and $176 million in independent physician volume. EmployerAdvocates recently multiplied its clinical, technological, actuarial and compliance resources across 38 states, and five international markets. The latest additions to our service offerings include employer access to our national reinsurance coalition, pharmacy benefit management coalition, an array of heterogeneous agency captives, and an enhanced EmployerAdvocates private exchange offering.