WeFixMortgages.com is here to be the home owner's advocate, and to negotiate with their lenders for loan terms that are better suited to their financial capability. This can mean a change in the terms in the loan, the interest rate, the principal amount, or even a change in the late fees they have been assessed. In addition, WFM is the only Loan Modification Company using a verifiable and reliable third party ESCROW service to protect home owners from fraud! All of these steps are taken because the most important thing to us is that the home owners are able to stay in their house with a payment they can afford. For qualifying homeowners, lenders can (and often must) modify the mortgage loan to accomplish the following: * Lower monthly payments * Reduce interest rates * Roll any delinquent payments into the principal * Forgive any late payment fees and penalties * Re-amortize the loan to make the monthly payments more affordable Whether you are current, delinquent, in default or even in active foreclosure, you are probably experiencing financial difficulties and are eligible for a loan modification with your lender. Times are tough, and you have other problems in your life without worrying about how to properly convince your lender to change your loan terms. Let WeFixMortgages.com take that burden off your shoulders.