On-Time Accounting was founded by Michael Margiotta in June 2006. Since then, this locally owned and operated accounting business has provided accounting and business solutions to companies in varying industries throughout Western Massachusetts. Michael has his MBA having graduated from the University of Findlay and has years of experience with operational accounting, credit management, and business consulting. His broad based experiences allows him to provide holistic services to his clients with the ultimate goal of improving his client's bottom line and helping them make sound business decisions which will grow their businesses.