We are a New Zealand-based fintech company that has developed a cloud based subscription service (SaaS) that uses "big data" to aggregate all your business bank accounts, payroll and accounting data in one place. This data is then scrutinized constantly through a series of algorithms looking for anomalies such as fraudulent transactions or other transactions that could constitute a risk to your business.Vigilance™ ensures correct procedure and streamlines processing for those responsible for authorization of such payments. Detailed reporting highlights any exceptions on transactions to be made. It therefore provides the ability to review specific payments and "Stop" any fraudulent transactions before they occur.