International Brands (Pvt.) Limited (IBL) was one the earliest retail groups of Pakistan, and dates back to the 1950s. The group is known for introducing P&G & Unilever in the country, and still operating Searle Pharmaceuticals and a few other leading Multinationals.Established in 1989, First IBL Modaraba (formerly First Sanaullah Modaraba) is one of the oldest, yet resilient Modarabas of the Islamic Financial sector of Pakistan. With over two decades of experience, and management consisting of expert and veteran bankers, we continue to provide Islamic Financial products to the corporate sector as well as individual consumers.Our clientele ranges from renowned Construction and Engineering Companies, Universities and Group Companies to individuals. So be it a facility for an individual, working capital for a business, house loans or term leases for vehicles and machinery, we have a specialized, customized and fulfilling - yet Islamic - product for your need. And not just that - our charges are way better than the competition, and our complete packages (including insurances and securities) will compliment your facilities in the best possible manner.Our products include Musharakah (Islamic Lending/Personal Lending), Ijarah (Lease for Vehicles/Machineries), Murabaha (Working Capital) and more...For Investors, Certificates of Musharakah and other investments in First IBL Modaraba are very profitable ways to secure your wealth as well as receive great returns, and at rates well above of the competition.