Nicholas Barnhart
Business Insurance Advisor| Specializing in Owner-Operated Trade Contractors at Barnhart Insurance Group - N/A, N/A, us
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Leonard, Michigan, United States
Barnhart Insurance Group
Nicholas Barnhart's Company Details
As a contractor, there are several different coverages that can be bundled to properly protect you from risk:Commercial auto insurance — covers your company vehicles whether you or your employees are driving them.Commercial general liability insurance — protects your business from being sued for injuring another party or damage to someone else's property.Property insurance — covers damage or complete loss of your property and assets.Workers compensation — liability insurance that pays for medical expenses and lost wages if one of your employees is injured or becomes sick while working.Builders risk insurance — covers value of labor and materials of a partially completed work.Contractors errors and omissions insurance — liability insurance that covers the cost of repairing or replacing work done by your business that is unintentionally defective.Professional liability insurance — liability protection for negligence, malpractice, or misrepresentation. Umbrella insurance — provides extra liability insurance in case of larger lawsuit claims.