universal insurance company providing wide range of insurance services both to legal entities and natural persons, its product line amounts to over 100 kinds of insurance products. The Company is licensed for 74 types of insurance, the main being: legal entity and natural person's property insurance, transport insurance, cargo insurance, agricultural risks insurance, different types of third party and professional liability insurance, life insurance, including accident and diseases insurance, voluntary medical insurance, insurance against emergency medical expenses of persons traveling abroad, compulsory motor third party liability insurance and others.