DigiMo was founded by a group of experienced entrepreneurs comprised of different specialties in various fields from engineering, GIS systems, banking, payments, billing to marketing and advertising. This mix enabled the team to create a harmonious stable robust platform, develop a solution that allows a wide range of financial products and services on the mobile. The diverse experience of the DigiMo core team helped create a solution that is built to answer the consumer needs. It is not just a technological solution to manage balances; it is a meaningful tool for users, retailers and service providers alike. It also means that the DigiMo solution is global– it suits the needs of everyone from emerging Africa, Latin America, Asia and Eastern Europe to heavy consumers of North America and Western Europe. Digimo brings a major revolution to the world of Mobile Payments with a robust, holistic platform that offers the ability to launch mobile payments at the POS without the need for Hardware or Software change along with a full range of services. The world of Mobile Payments is much more than replacement of the plastic card at the Point of Sale. Digimo has created a full umbrella of services that enable social and economic relationships between the players or Mobile Financial Relationships. Digimo Technology is a highly secure system, designed to address all aspects of payment security, including end-user privacy, non-repudiation and administrative privileges.