Omar Garay's Colleagues at Nationwide Mortgage & Realty, LLC
Omar Garay's Contact Details
Chicago,Illinois,United States
Nationwide Mortgage & Realty, LLC
Omar Garay's Company Details
We pride ourselves on exceeding our customer's expectations in finding the most competitive rate, service, and options for a home loan that is right for you. Whether you want most competitive rate possible, a large amount of guidance, or a more complex financing package. We realize you are unique and will help with a mortgage that fits your needs. We are open 7 days a week and will do everything we can to get your loan closed on time. We strive to stay in the know and offer you options to stay abreast of changing laws and opportunities.Specialties RefinancingLooking to improve your cash flow or consolidate your debt? Our loan officers take the time to find the right loan solution for you. 30 Year Fixed MortgageThe most popular and safest loan program available. This is a secure option provides security because the payment will never change and the lowest payment possible.15 Year Fixed MortgageThis program allows you to save on interest while owing your home in half the time. This program allows you to enjoy a fixed payment as well.Adjustable Rate Mortgage (ARM)This program allows you to receive the lowest rate possible. This a great program if you do not expect to stay in the loan for a long period of time. FHA LoansThis program offers loan flexibility along with great rates. Another benefit is lower down payment and more flexible qualifications. As low as 3.5% down payment. Our team has the streamline option with no appraisal along with the 203k rehab loan.VA LoansThis program takes care of our current and former military members. With flexible guidelines and 100% financing available, this program is a great way to purchase or refinance. Jumbo LoansIf your loan amount exceeds the conforming loan limits (most cases is $417,000), then the jumbo program is required. This program has fixed and variable rate options.Interest Only LoanThis program allows for the lowest initial payment possible. Great product for sales and commission workers.PurchasePlanning on buying a new home? Our brokers can offer special financing and rates that are available.Ask a Team Member about more programs.Company NMLS# 276777