KCS Monetic develops solutions offering a new way to transfer money between people with a specific focus on non-bancarized people as beneficiaries. Thanks to KCS Monetic solutions, payors can transfer money at any time, using a standard mobile. Beneficairies can withdraw the transferred cash at an ATM or an EFT POS by entering on the terminla the transfer codes received on their mobile. The system ensures a complete traceability in order to fight against money laundering thanks to a specific enrolment process that is part of KCS solution.