We are a highly specialized business consultancy focused in three areas to reduce expenses for small to medium businesses (SMB), as well as specific large enterprises. The specializations are: 1. Benefits Reform (Tax Savings via increased employee benefits with zero cost to employee and employer)The cost of group health insurance has increased 300% since 1999 and the average family health insurance premium, on a business's group health plan, is now over $16,000 per year. Employer's need to control their health insurance costs, reduce their employee's claims exposure, and make it easier for their employees to afford to cover their families. They are in need of Benefits Reform. We have a solution which could enable you to reduce the cost of your health benefits, without changing insurance companies, without changing brokers, and without reducing your employees' benefits.2. Merchant Consulting (Expense reduction via best practices)Most businesses do not have an internal process in place to monitor their monthly credit card processing statements to identify unfair swipe fee charges. And most owners and CFO's agree they would (1) not know how or (2) certainly not have the time to effectively communicate with their merchant processor to correct them and make them fair. Let us help and do for you what we have done for so many other companies.3. Waste Management Most companies believe that their waste and recycling programs are cost effective as they exist. But, in reality, our team is able to recover significant savings for more than 9 out of 10 businesses that we consult with. Our customer savings can range from 25% - 40%.We have the expertise to deliver substantive savings. We do this WITHOUT THE NEED TO CHANGE CURRENT PROVIDERS (health, merchant, or waste) and there is NO CAPITAL OUTLAY for these services.Contact us and let us look at your business to see how we can put money back in your pocket!