Penny Garton
CDC Small Business Finance - Loan Officer at Cdc Small Business Finance Corp. - San Diego, CA, US
Penny Garton's Colleagues at Cdc Small Business Finance Corp.
April Lewis
Community Loan Officer, Home Health Care/Home Care/Hospice Industry Specialist
Penny Garton's Contact Details
619-291-3594
Cdc Small Business Finance Corp.
Penny Garton's Company Details
We are an award-winning small business lender that steps up for entrepreneurs when traditional lenders can't or won't. Over the last 40 years, we've provided more than $18 billion in low-cost business loans to 11,000 borrower clients...and counting.Unlike a traditional bank, we have the flexibility to offer affordable loans to a broader pool of small business owners looking to finance building purchases, major equipment, and working capital, among other purposes. As a nonprofit and community lender, our No. 1 mission is to help those who face the greatest obstacles in securing capital including women, minority and veteran-owned businesses. To do that, we don't fixate on just hard numbers, we consider your entire entrepreneurial story. We believe if you invest in an entrepreneur, you also invest in their community.As one of the leading SBA 504 lenders in the U.S., we offer fixed-rate, long-term loans for commercial real estate and major equipment. This low-cost option not only makes financial sense for entrepreneurs, it's also proven to be an effective economic development driver. Our SBA 504 loan fundings have led to 180,000 jobs created or preserved in California, Arizona and Nevada. We've been the No. 1 SBA Community Advantage lender in the nation several years in a row. Through this program, new and existing business owners can borrow up to $250,000 in low-cost business capital. To cover a wider spectrum of needs, we also offer alternative non-SBA products.As your lending advocate, you can expect personalized care, attention to detail and sound advice before, during and after funding -- in every single deal. Specialties: Commercial Real Estate Financing, SBA 504 Loan, SBA 7(a) Loans, SBA Community Advantage, SBA Microloan, CDFI, Equipment financing, Land financing, Working Capital, Business Advising, Business Coaching.