Deductible Shield is the only hassle-free, money-saving deductible program that gives you peace of mind knowing that when a loss occurs, we will cover your deductible. Deductible Shield pays its members' home deductibles when an unplanned event occurs. It helps homeowners save money and ease their stress when a loss occurs at their home by providing deductible protection and also arranges pre-screened, professional contractors to restore the home on most losses the member's home insurance policy covers.The membership plan you join depends on the amount of your homeowners' insurance deductible. For example, if your homeowners' insurance deductible is $500, you will join the Deductible Shield Essential Plan. Right now, the introductory plan is only $159.95 for one year of coverage.If you have a $1,000 deductible or higher, join the Deductible Shield Deluxe Plan at the low introductory rate of $199.95 for one year of coverage. For deductibles higher than $1,000, Deductible Shield will pay $1,000 towards your deductible directly to the contractor.Super Saver Platinum Plan allows you to increase your homeowners' insurance deductible to $2500. This represents a significant savings, possibly up to 60% on your annual insurance premium.Purchase your annual membership today and with a valid insurance claim, Deductible Shield will have you covered.