Ralph Hodges's Colleagues at Wallace Finance
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Wallace Finance
Ralph Hodges's Company Details
Wallace Management Company manages small loan companies with 121 branch locations in 6 states. We have been in the small consumer loan business since 1980. Our senior management and field supervisors have over 140 years of combined experience in helping to serve our customers. The companies we manage are licensed, regulated and audited by all states where they operate and fully comply with all laws and regulations in those states.Our goal is to help you get the money you need when you need it. Stop by one of our locations and let our friendly and knowledgeable staff assist you.WE ARE NOT A PAYDAY LENDERWe do not accept post-dated checks and we do not cash checks. We do not charge any hidden fees. All of our fees, the interest rate and your loan terms including the monthly payment amount and the payment due date are clearly outlined on the loan contract and they do not change during the course of the agreement. You have the opportunity to review the contract before you sign it.HOW OUR LOANS WORKWe practice Responsible Lending which means we look at more than just a credit score. We examine the borrower's stability, ability and willingness to repay the loan using budgets and credit reports to help us ensure that the loan is affordable. We also consider the borrower's history with us. Many of our borrowers are loyal customers who come back year after year. Come into one of our locations and let our friendly staff guide you through the application process which is quick and easy and can often take 30 minutes or less to complete.WE PARTICIPATE IN SEVERAL STATE AND NATIONAL FINANCE ORGANIZATIONSConsumer Installment Loan Association of New MexicoStand Up MissouriTennessee Consumer Finance AssociationNational Installment Lenders Association