AYP Holdings Inc. is an organized structure created to consolidate the growing businesses of proprietor Albert Y. Pingoy and to manage, finance, and audit the existing nine businesses under one entity. It also provides human resources management and services to each company; and supply the marketing needs of all companies through cross marketing and selling, looking for fresh resources and opportunities, thereby leaving each business units to focus on its operations.AYP Holdings Inc. also facilitates future expansion of businesses by providing a more flexible structure for acquiring or entering into new or joint ventures while continuing to keep operations and risks of each business separate.Implementing a holding company structure is beneficial to stockholders in the future because it permits the use of financing techniques that are more readily available to companies that hold a variety of diversified businesses under one corporate umbrella, without any impact on capital structure.