MistralPay, a Financial Institution authorised by the Malta Financial Services Authority, provides end-to-end processing for merchants' payments using proprietary technology platforms that are protected by sophisticated risk and fraud management tools.We are focused on providing business solutions to SMEs, using enhanced software technologies and the user's web-based point-of-sale interface for server-to-server credit card and cross-border credit payments, while also providing merchants with the ability for a variety of mobile e-wallet options. With SMEs increasingly relying on Internet based services to manage their businesses, there is a growing demand for secure transaction processing services which mitigates variable risk factors such as identity fraud, currency exchange fluctuations and distance. MistralPay's software offers a proprietary fraud-detection system that can be integrated with a number of third-party services.MistralPay operates an online funds transfer service that utilises and extends the existing international banking structure to provide a secure means of transferring funds worldwide. Acting as a global payment account, a MistralPay account allows customers to pay for goods and services on websites and applications that accept MistralPay Payments, as well as add, withdraw and transfer funds to and from merchants and other customers associated with MistralPay.