With Western Mortgage Services you can relax because we will take care of everything. We are the best hard money lender in the business. We lend hard money based on equity and secured by real estate. No Minimum Credit ScoresNo Appraisal60% LTV on Single-Family65% LTV on Multi-Family50% LTV on CommercialOwner occupied or non-owner occupied OK5 to 7 year Term/30-Year AmortizationLoan Amounts to $500kForeclosures OKLand and Rural Property on a Case-by-Case Basis