FOCUSONE Payment Solutions Pvt. Ltd., is a Financial Technology company established in 2009, with a simple vision to empower all cardholders in Nepal to pay for all their needs. FOCUSONE Payment Solutions launched a Mobile Payment System (MOCO), which could be used in conjunction with SCT cards in May 2014. The technology enabled registered MOCO users to use their mobile phones to make payments, transfer money, book tickets and query for balance from their respective bank accounts via debit cards issued in those accounts.