Paramount Life has developed a world leading offering of actuarially designed insurance products for sale to individuals at or after retirement.Our retirement products are designed to maximise your retirement income through:* A more efficient underwriting methodology.* Products that meet your income and capital protection needs efficiently.South Africans that are nearing retirement are faced with a number of risks threatening their future retirement income.These risks include:* Market volatility* Longevity risk* Inflation Risk* Behavioural riskThese are greatly exacerbated by insufficient retirement funds. "The average South African will retire with an income replacement ratio of 30%"Paramount Life has addressed these risks through actuarially robust products that are focussed on providing complete protection and maximisation of your retirement income.