I am in the business of meeting people's life time financial needs and goals. I can act as your mortgage and insurance coach.Areas I specialise in are:•Mortgage planning•Risk insurance – Life, Income, Health, Business cover, Key person Cover etc.•Life-time goals•EducationI am not an Accountant, Lawyer, Trust Specialist or Investment Advisor – but with my experience, I can discuss these matters with you and refer you to experts in these fields.I have developed associations with Quality Financial Service Organisations to ensure I offer the best products and services to my clients.