A sound financial plan includes life insurance to help protect your loved ones. Term life insurance helps provide foundational financial security. Universal life insurance allows you to build cash value to help meet unexpected future financial needs. Life insurance is useful in business succession plans, wealth transfer strategies and estate planning.Coal Creek Financial offers a variety of annuity options for those who want to build a future using tax-deferred products. Annuities allow you the opportunity to build wealth and receive regular income at a later date of your choosing. At Coal Creek Financial we offer a variety of innovative annuity products that provide people with paychecks they can't outlive.As we reach retirement years, many of us may require extended care either in a hospital or at home. Long term care insurance can help make sure you have the financial resources to cover the extra associated costs. Coal Creek Financial offers a variety of long term care options solutions so you won't have to rely on family and friends when an unexpected illness strikes or the need for at-home assistance arises.Medicare Supplement Insurance (Medigap) is a health insurance policy sold by a private insurance company to help fill the "gaps" in the original Medicare plan. While Medicare provides valuable coverage for health related expenses, it leaves holes that you will either pay for out-of-pocket or with private insurance. At Coal Creek Financial, we're contracted with top rated companies allowing us to offer you coverage t competitive rates.As investment advisors, we work with investment professionals nationwide to provide clients with innovative investment solutions, comprehensive and flexible enough to meet their needs today as well as in the future.