The Syracuse Fire Department Credit Union was chartered on March 24, 1950. Since that day, we have proudly served professional firefighters in Syracuse and surrounding communities. Today, our membership primarily consists of profesional firefighters, police officers, emergency responders and other small businesses from around Central New York. Todays operations are governed by our Board of Directors who serve voluntarily on behalf of the members. The Board establishes the credit union's direction by adopting policies that set a strategic direction for the organization and provide overall framework. We also have a Supervisory Committee which is a group of members who volunteer to inspect the credit union's records for accuracy, its assets for security, and its procedures as to their adequacy for the proper handling and use of funds and other assets. These men are our major decision makers, and although Jeffrey Fragale, our CEO, has full authority during day to day operational procedures, all major financial decisions are discussed and voted upon by our board. These men have the final say in the dividends to be paid quarterly as well as the interest rates to be charged on our loans.